Services

Membership has its privileges and our goal is to become your Primary Institution! We offer a full line of savings and convenience products to choose from, take a look!

Savings Accounts

• Basic Savings Account - $25 minimum deposit/balance
• Christmas Club Account
• FLICKER Account - our kid's accounts for those up to age 12
• IRA - traditional, Roth, both savings and time certificates
• Money Market Account
• Time Certificates
• US Savings Bonds - purchased and redeemed
• Youth Account - helping those ages 13 through 17
• Family Member Account - your relatives can open accounts also

Checking Accounts

• Interest Earning Checking Account
• Ultimate Checking - no service charge and up to two per account
• Business Checking - small monthly service charge
• VISA Debit Card
• Courtesy Pay
• Overdraft Protection - line-of-credit loan

Convenience Services

• ACH Direct Deposit & Withdrawal
• ACH Origination - bring your money in or send it out
• C.U. AT HOME! - internet account access
• C.U.E PHONE - audio response teller
• Electronic Bill Pay - no fee and unlimited bill paying
• Financial Planning Service
• Drive Up and Night Depository
• Gift Cheques
• Travelers Cheques
• Money Order
• Notary Services
• Wire Transfers - domestic & international

Service Income Schedule

Account Closure within 90 days of opening	$ 10.00
Account Closure to remove joint owner (per occurrence)	$ 5.00
IRA Closure (per account)	$ 25.00
Christmas Club early withdrawal (per occurrence)	$ 10.00
Credit union check drawn from member account (per check after 1 free per month)	$ 1.00
Reissue stale dated credit union check (per check)	$ 2.00
Stop payment on credit union check (per check) After the later of: a) 90th day after date of check or b) date claim is made if after 90th day	$ 25.00
Postal forwarding address notification (per notice)	$ 2.00
Facsimile (per page)	$ 2.00
Photo Copy (per page after 1 at no charge)	$ 0.10
Money Order (per money order)	$ 1.00
Statement copy (per month)	$ 3.00
Travelers’ checks for 2 (fee is based on purchase amount of travelers’ checks)	½%
Wire (each for domestic)	$ 15.00
Wire (each for international)	$ 50.00
Wire (each for Western Union)	$ 25.00
Wire (each for CU to CU transfer in CO & WY)	$ 10.00
Money Market below $2,500 (per quarter)	$ 10.00
Interest Checking below $1,000 (per occurrence)	$ 7.00
Copy of canceled check (per item) (no charge when using C.U. AT HOME! On home computer – information available for up to 90 days)	$ 7.00
Mail copy of canceled check (per item)	$ 1.00
Fax copy of Canceled Check (per item)	$ 2.00
Stop Payment (per item)	$ 20.00
Stop Payment (5 or more items)	$ 35.00
Deposit Return item (per item)	$ 7.00
Deposit Return item to and from same member (per item)	$ 20.00
Non Sufficient Funds check – cleared (per item)	$ 20.00
Non Sufficient Funds check – returned (per item)	$ 20.00
ACH non-sufficient funds (per item)	$ 20.00
Electronic Bill Pay non-sufficient funds (per item)	$ 20.00
Debit Card non-sufficient funds (per item)	$ 20.00
Debit / Credit card replacement (per card per occurrence) (plus overnight shipping fees if required)	$ 10.00
Debit / Credit P.I.N. reorder (per card per occurrence)	$ 5.00
Non-member check presentment (per item over $199)	$ 5.00
Account reconciliation or research (per hour) (minimum one hour)	$ 20.00
Loan refinance to reduce interest rate (per loan-per occurrence)	$ 100.00
Business monthly service charge	$ 20.00
Business deposit return item (per item)	$ 10.00
Business deposit return item to and from same member (per item)	$ 30.00
Business account reconciliation or research (minimum one hour)	$ 30.00
Inactive account (per month) (balances under $100 & more than 1 year inactive)	$ 5.00
Membership share / savings (par value)	$ 25.00
Reopen membership fee (with management approval)	$ 10.00
Changes effective December 20, 2005